Flood Zone Determination

Special Flood Hazard Areas (SFHA) are designated by the Federal Emergency Management Agency (FEMA) and are also called FEMA Flood Zones.  Land located in such areas is prone to flooding, either partially or completely, in any given year.  Properties in flood zones must have adequate flood insurance to guard against the so-called 100-year flood.  This designation is somewhat misleading, as the 100-year flood has a one in four chance of occurring during a thirty year mortgage.  Land outside of a flood zone may still be in danger of severe flooding, so lenders have the right to require owners to purchase flood insurance, even if the property is not within the boundaries of the Special Flood Hazard Area. For more information contact FEMA: www.fema.gov

To request your free Special Flood Hazard Determination, provide us with the following: